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DIY vs Professional12 min read

DIY Probate vs Solicitor in Ireland: How to Decide

By TheProbate.ie TeamPosted 2026-01-08

When applying for probate in Ireland, one of the first decisions you face is whether to handle the process yourself or hire a solicitor. It is a genuine choice — the Probate Office accepts personal applications, and many people manage simple estates without professional help. But the decision has real consequences for your time, your finances, and your personal liability.

This guide helps you make an informed decision. We compare costs, timelines, and risks honestly, explain when DIY probate is realistic, and identify the situations where professional help is not just helpful but essential. For a broader overview of the probate process, see our complete guide to probate in Ireland.

What is DIY probate?

DIY probate means applying for a Grant of Probate (or Letters of Administration — the legal document issued when there is no valid will) yourself, without instructing a solicitor. The Probate Office calls this a “personal application.” You handle the paperwork, file the tax forms with Revenue, and attend the Probate Office in person.

The personal application process requires you to complete the Personal Application Form, submit the Statement of Affairs (Form SA.2) to Revenue online, and send your application to the Dublin Probate Office or the relevant District Probate Registry. You will need the Revenue Notice of Acknowledgement (Probate), the original death certificate, and a photocopy of the will and any codicils (additions or amendments to the will).

When DIY probate works

A personal application is realistic when the estate is straightforward. That means a valid, uncontested will, a small number of standard assets, and no complications that require legal expertise. In practice, a “simple estate” typically looks like this:

If every item on that list applies to your situation, handling the application yourself can save money. Many executors with simple estates manage the process without difficulty, particularly if they are organised and willing to invest the time.

When you need a solicitor

In certain situations, the Probate Office requires you to use a solicitor. You cannot submit a personal application if any of the following apply:

Situation

Applicant under 18

Why a solicitor is required

The Probate Office requires a solicitor when the applicant is a minor

Situation

Original will is lost

Why a solicitor is required

Proving a lost will involves a court application that requires legal representation

Situation

Validity of the will is disputed

Why a solicitor is required

Contested wills involve legal proceedings that require professional conduct

Situation

Disputes among next of kin

Why a solicitor is required

Competing claims to the estate require solicitor involvement to protect all parties

Situation

Applicant is a Ward of Court (under court-supervised care) or lacks capacity

Why a solicitor is required

Legal protections for vulnerable persons require solicitor oversight

Situation

Deceased domiciled outside Ireland with a foreign-language will

Why a solicitor is required

Cross-border estates and translation requirements need professional handling

Situations where the Probate Office requires a solicitor. You cannot make a personal application in these circumstances.

This table covers the most common situations. The Probate Office may require a solicitor in other circumstances — contact them directly if you are unsure.

Beyond these mandatory situations, the Law Society of Ireland recommends consulting a solicitor if you have any doubts or questions about your role as personal representative. Even when a personal application is technically possible, professional help is strongly recommended for complex estates.

Cost comparison: DIY vs solicitor

The cost difference is the main reason people consider DIY probate. But the picture is more nuanced than “free vs expensive.” Personal applications actually attract higher Probate Office fees than solicitor applications.

Factor

Probate Office fees

DIY (personal application)

Higher — roughly double the solicitor rate

Solicitor

Lower — see fee table below

Factor

Professional fees

DIY (personal application)

None (your time instead)

Solicitor

Typically 1%–2% of estate value (based on market practice — always request a written fee estimate). Check the Law Society's Get a Quote scheme for guidance.

Factor

Time investment

DIY (personal application)

Significant — expect to spend many hours on paperwork and phone calls

Solicitor

Minimal — the solicitor handles the process

Factor

Processing time

DIY (personal application)

10–12 week wait for a Dublin appointment, plus processing

Solicitor

Processed by post — no appointment needed

Factor

Personal liability protection

DIY (personal application)

You carry the full risk of errors

Solicitor

Professional guidance reduces the risk of costly mistakes

Factor

Complexity ceiling

DIY (personal application)

Suitable only for simple estates with no complications

Solicitor

Handles any level of complexity

Key differences between DIY and solicitor-assisted probate in Ireland. The right choice depends on estate complexity, not just cost.

Probate Office filing fees

The Probate Office charges different filing fees depending on whether you apply personally or through a solicitor. Personal application fees are roughly double the solicitor rate at every tier.

Net estate value

Up to €100,000

Solicitor application

€100

Personal application

€200

Net estate value

Up to €250,000

Solicitor application

€200

Personal application

€400

Net estate value

Up to €500,000

Solicitor application

€350

Personal application

€700

Net estate value

Up to €750,000

Solicitor application

€500

Personal application

€1,000

Net estate value

Up to €1,000,000

Solicitor application

€650

Personal application

€1,300

Probate Office filing fees. For estates over €1,000,000: solicitor fee is €650 plus €400 per additional €500,000; personal application fee is €1,300 plus €800 per additional €500,000.

For a detailed breakdown of all probate costs, including solicitor fees, valuations, and tax obligations, see our guide to probate costs and fees in Ireland.

Timeline: how long does each route take?

The overall process — from gathering documents to final distribution — can take six months or longer, depending on estate complexity, tax clearances, and whether any issues arise. The application stage itself differs between routes. As of March 2026, the Dublin Probate Office is processing solicitor applications lodged on 10 February 2026 and personal applications lodged on 17 February 2026.

Personal applicants currently face a 10 to 12 week waiting time for an appointment at the Dublin Probate Office. You attend in person to swear an oath and have your documents examined. Solicitor applications are processed by post without any appointment. This means the solicitor route can get your application lodged sooner.

For a full breakdown of what affects the timeline, see our guide to how long probate takes in Ireland.

The real risk: personal liability

The most important factor in this decision is not cost or time — it is personal liability. The Law Society of Ireland is clear: if the personal representative (the executor or administrator managing the estate) fails to ensure relevant taxes are paid or distributes assets incorrectly, they are personally liable. This means your own money is at risk, not just the estate's.

Common liability risks include: failing to pay Capital Acquisitions Tax before distributing assets; overlooking the surviving spouse's legal right share (the minimum share a spouse is entitled to under Section 111 of the Succession Act 1965); distributing the estate before all debts are cleared; and failing to place statutory notices under Section 49 — the legal requirement to advertise for unknown creditors before distributing the estate.

For a detailed guide to every liability risk and how to manage it, see our guide to executor duties and liability in Ireland.

The middle path: start yourself, get help when needed

You do not have to choose between doing everything yourself and handing everything to a solicitor. Many people take a middle path: they start the process themselves and bring in professional help when they encounter a complication or simply run out of confidence.

A solicitor can take over from where you left off. You do not need to start the process again from scratch. This is a common path for people who begin with confidence but hit a wall — whether that is a query from the Probate Office, an unexpected tax issue, or pressure from other beneficiaries.

Filing the Statement of Affairs (Form SA.2)

Regardless of whether you apply personally or through a solicitor, you must file the Statement of Affairs (Probate) Form SA.2 with Revenue. This online form, which replaced the old Inland Revenue Affidavit (Form CA.24), details all assets, liabilities, and beneficiaries in the estate.

You submit the Form SA.2 through Revenue's myAccount or ROS (Revenue Online Service) portal. The Notice of Acknowledgement (Probate) is generated immediately when you submit the SA.2 — you print it yourself from myAccount or ROS. The Probate Office will not accept your application without this acknowledgement. This step is the same whether you are applying personally or through a solicitor.

Tax considerations

Tax is the area where DIY probate carries the highest risk. Getting tax wrong can mean personal liability for the executor, penalties from Revenue, and financial loss for beneficiaries. The main tax obligations in probate are income tax on the final return of the person who died, capital gains tax on asset sales, and Capital Acquisitions Tax (CAT) on inheritances.

Capital Acquisitions Tax is charged at 33% on the value of inheritances above the relevant tax-free threshold. The current thresholds, effective from 2 October 2024, are: Group A (children) — €400,000; Group B (siblings, nieces, nephews, grandchildren, grandparents, and other lineal ancestors) — €40,000; Group C (all others) — €20,000. These thresholds are cumulative and include all prior gifts and inheritances from the same group.

How to decide: a practical checklist

There is no single right answer. The best approach depends on the estate's complexity, your confidence with paperwork, and how much time you can invest. Use the following checklist to guide your decision.

If you answered “no” to any of these, professional guidance is recommended. If you answered “no” to several, a solicitor is strongly recommended.

Frequently Asked Questions

Sources

  1. Courts Service — Probate Fees(accessed )
  2. Succession Act 1965(accessed )

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This article is for general information only and does not constitute legal, tax, or financial advice. For advice specific to your situation, please consult a qualified professional. TheProbate.ie coordinates professional services but does not provide legal or tax advice directly.

Tax information in this article is based on current Irish legislation and Revenue guidelines. Tax rules change — always verify current thresholds and rates with a qualified tax advisor or on Revenue.ie before making decisions.